Synergy Reserve™
Colorado’s Governance-First Reserve Asset Manager
Most Colorado towns and special districts have an investment policy and reserve assets.
Very few have a governance structure connecting the two.
Synergy Reserve is that structure.
The Policy Says One Thing
Your board adopted an investment policy that defines authorized instruments, maturity limits, and delegation authority. That policy was written to govern how your reserves are managed.
Your Reserves Do Another
In many districts, reserves sit in a pooled vehicle by default. No individual maturities. No link to capital schedules. No clear connection between what the board approved and where the money actually sits.
Your reserves support apparatus, facilities, and future capital needs. We help make sure they are managed in a way your board can defend.
Colorado-Based. Colorado-Focused
Headquartered in Fort Collins and focused on Colorado towns and special districts. Your board is not handed off to a national team in another state.
Independent. Founder-Led
We are independent. No bank agenda. No product sales desk. The person managing the reserves is the same person presenting to your board.
Individually Managed. Held at Fidelity
Maturities are aligned to when the district actually expects to need the money. Assets are held at Fidelity, separate from our firm. Every six months, your board receives a plain-English report from the portfolio manager.
“Synergy Capital is a true partner for our fire district.
They brought structure and clarity to how we manage our
strategic reserves for future capital needs.”
FREE RESOURCE
The governance gap does not close itself.
Five questions to find out where your governance stands.
Built for Colorado finance directors, fire chiefs, town managers, and board members responsible for reserve decisions.
How do we start?
Step 1: Policy Review
Board-ready policy redline and clean adoption draft.
We review your existing investment policy against Colorado statutes and GFOA best practices. You receive a board-ready redline with plain-language annotations and a clean adoption draft.
Step 2: Board Presentation
Your board defines the scope and retains full authority.
We present the governance framework and recommended policy directly to your board. The board defines the scope, documents delegation, and retains full authority to adjust at any time.
Step 3: Portfolio Management
Individually managed. Reported directly to the board.
Once the board approves, we open accounts at Fidelity, receive the initial transfer, and begin managing your reserves under the adopted policy. Semiannual governance reports are presented directly to your board by your portfolio manager in plain English.
Reserve practices remain subject to statutory requirements, adopted policy, liquidity needs, and operational constraints that may limit available options.